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Find the solution that best suits your wants and needs.
We are excited to assist you with your financial journey. Lending by B helps first home buyers, next home purchasers, refinancers and investors. Take a look and see what we can assist you with or call us to discuss your detailed needs.
With so many lending products on the market today, it’s hard to know what will best suit your exact requirements. This is exactly why we are here to help and guide you.
We have extensive experience in all things lending including:
Where do you start? What do you do? How much deposit do you need? We are here to answer all of these questions for you and to educate you on how it all works, from pre-approvals to settlement and everything in-between. Taking out a loan, especially as large as a house loan can be a daunting process but also super exciting with lots of things to know along the way. We want you to have a full understanding of what exactly you are undertaking and to set you up right from the start so there are no surprises down the track. We help you work out your lending limits, affordability and can even assist with grant approvals.
Investment loans are set up to gain the most out of your assets. This is why at Lending by B we work closely with your Accountant or Financial Advisor to structure your loan. We have access to competitive interest rates and loan options and can find you the best structure to maximise your investment potential.
Not in love with your current lender or unhappy with their fees or structure? Why not look to refinance and change who you repay your loan to. We can also look to consolidate other existing debts like personal loans or credit cards to make your outgoing repayment lower. This may allow for higher borrowing power or simply more freedom for the things that are important to you like outings with the family or getting your nails done. Who doesn’t want a better rate, options and more cash in your pocket at the end of the day?
Dreaming of that new car, boat, caravan or even helicopter? We can assist with a variety of finance options, from personal and business vehicles to plant and equipment for your new business setup and yes seriously a helicopter or truck and trailer what ever takes your fancy. If you are looking to purchase a fleet of trucks and trailers or just a small little run around, we have competitive finance options and loan terms to make this purchase possible.
What loan type do you go with? What is the correct loan for you? This is a really important decision and you want the loan to work for your specific needs, not just day of settlement but tomorrow, next month and next year. We will go through the different features like variable rate loans having redraw facilities and fixed rate loans offering certainty around repayments during your fixed period. Understand the pros and cons so you can make an informed decision on what is right for you.
Have a home loan or considering getting one and beginning to think about the big picture? The “What if something were to happen to me”, "what if I was in an accident and could no longer work?" "What would that look like?" This is a stress we all feel but setting your finances up to cover such events can takes the pressure off for you to focus on what is important. We offer a My Protection Plan (MPP) tailored to your individual loans, covering you for incidents such as stroke, heart attack, cancer or hospitalisation due to injury. How much better would you feel knowing you are taken care of should something like this ever happen.